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SIP Calculator

See how your monthly investments grow over time with compounding.

Investment details
Enter a monthly amount greater than zero.
%
Enter a valid expected return.
years
Duration must be between 1 and 40 years.
Maturity Value
₹0
Total Invested ₹0
Wealth Gained ₹0
Maturity Value ₹0

What is a SIP?

A Systematic Investment Plan (SIP) lets you invest a fixed amount into a mutual fund every month. Because you invest regularly regardless of market conditions, you buy more units when prices are low and fewer when prices are high — averaging out your cost over time while compounding grows your wealth.

Formula

M = P × [(1+i)n − 1] / i × (1+i)

Where M = maturity value, P = monthly investment, i = monthly rate of return (annual rate ÷ 12 ÷ 100), n = number of monthly installments (years × 12).