Tax Regime Compare
Old vs new regime, side by side, across income levels.
Uses FY 2025-26 slabs. Verify against the official Income Tax Department site before filing.
Your income
New Regime Tax
₹0
Old Regime Tax
₹0
Recommendation
—
Tax payable by income level, both regimes
Which regime should you pick?
The new regime has lower rates and a bigger rebate threshold, but doesn't allow most deductions. The old regime has higher rates but rewards active tax planning — 80C investments, HRA, home loan interest, health insurance. As a rough rule: the more deductions you claim, the more likely the old regime wins; if you claim few deductions, the new regime is usually better.