Rent vs Buy Calculator

How this comparison works

Renting cost totals up rent paid over the period, increasing each year. Buying cost totals the down payment, all EMIs paid, and maintenance — then subtracts the property's appreciated value at the end (since you'd still own it), giving a "net cost" of buying. Whichever total is lower over your comparison period is the better financial option, though this doesn't capture non-financial factors like stability or flexibility.